Welcome to DecisionMakers

Specialists in retirement planning and tailored investment portfolio management


Choosing the right retirement plan or investment strategy is a big decision to make for your future, and it can be daunting – that’s why we’re here to help.

Our team is dedicated to your financial goals, applying over 100 years of combined expertise to create unique financial plans and investment strategies to get you where you want to be.

We empower our clients to make their best financial decisions, backed by our experience, knowledge and understanding of their goals and the options available to them. 

We design tailor-made portfolios according to your needs, managing risk at the level that’s right for you and continually reviewing your investments to get the most out of them. 

We are driven by what’s best for you – as a cooperative, we don’t answer to big companies or fund managers, and we aren’t driven by chasing a commission. 

Financial Freedom

What can you expect from DecisionMakers?

Truly independent advice

We do not accept commissions in relation to your investment portfolio.  

World-class risk profiling

We are one of the few NZ companies using the leading FinaMetrica Risk Profiling system and Morningstar research. 

A collaborative approach

We work proactively with your legal and tax advisers to ensure a unified approach to managing your financial affairs.

Consistent processes

Our long-term performance data and testimonials from satisfied clients speak for themselves.

A robust financial plan

You will receive an easy to understand plan, tailored to your unique goals and needs.

Regular reporting

You will receive consolidated valuation and transaction reporting quarterly, with annual performance and tax reporting. 

All our advisers are owners in the business and offer a friendly, personalised service to establish relationships that last for generations.

Retirement Planning

By making the right decisions, you can achieve financial independence and peace of mind in retirement.

Sometimes, your future isn’t just about yourself. It may be about creating security for your loved ones and setting up future generations for success. 

Our focus is on your needs, your situation, and your goals. All of our investment and retirement plans are personalised so you can be confident we’ve got your best interests at heart. 

You need a steady hand on the tiller, helping you navigate the economic weather toward the best outcome available.

With an experienced adviser at the helm, you can feel safe that you’re going the right way. We personally invest in the same assets we recommend to our clients – we trust our decisions with our own wealth, and want to guide you toward the same success. 


"During 2013 after retiring, we decided it was time for new surroundings, so we moved to the Bay of Plenty to live. We sought advice from close friends regarding financial matters. They recommended  DecisionMakers in Takapuna where Chris Ronayne met with us and set up our portfolio. After this meeting with Chris, we were confident to have Decision Makers as our financial advisors.

Colin Austin took over our portfolio after Chris retired. Colin has been exceptional in keeping us advised of what is happening in the investment markets. His professional knowledge and expertise in this field have ensured us that we know our portfolio is well managed.

Colin keeps us fully briefed with regular meetings and updates. Nothing is a problem for him, and he is totally client-focused in all situations. It is indeed a huge weight off our shoulders, knowing that our portfolio is being managed by Colin. We would have no hesitation in recommending Colin and his team at Decision Makers."

Warren and Megan - Papamoa Beach

Investing insights

Economic Commentary March 2022

Main points of the full commentary (available for download above): Russia’s invasion of Ukraine had a large impact on markets over the quarter.Most asset classes suffered, but there were a few brRead more

Economic Commentary January 2022

Economic and Market Commentary for the December Quarter 2021 Market performances were mixed Market performances were mixed in the December quarter.  Bonds again performed poorly, and New ZealandRead more

Interview with Thomas Chiou November 2021

What made you want to become a Financial Adviser?  Well, this was purely by chance. In 2007, I was looking for a change of career and resigned from my job as an IT Analyst at HSBC.Read more

Economic Commentary September 2021

Markets performances were mixed Market performances were mixed in the September quarter.  Bonds performed poorly, particularly in New Zealand, yet New Zealand equities enjoyed a very strongRead more

FMA: World Investor Week 2021

We’re helping New Zealanders take a mo before they jump into an investment. If you’ve got investing FOMO, first consider the Five D’s of DIY investing. The Five D’s of DIY Investing DoRead more

Interview with Phil Armstrong October 2021

Let’s start at the beginning.  What made you want to become a Financial Adviser? Well, this is going back a few years now, I was working for Fonterra, investing my own savings in the sharemarket,Read more

Economic Commentary June 2021

Markets continue their climb Most equity markets continued to climb over the June quarter, extending their record highs.  Robust economic growth, vaccine rollouts and ongoing or newly promisedRead more

Rental Property vs a Diversified Investment Portfolio

I am often asked whether it is better to invest in a rental property or into a diversified investment portfolio.  To help answer that question I will quickly outline the differences in this apples aRead more

How has COVID affected Taiwan’s economy?

COVID-19 brought the global economy to a sudden stop, causing shocks to supply and demand. Taiwan has been one of the notable successes of the COVID-19 crisis so far. It has prevented a rapid spreadRead more

Why is my financial adviser asking so many questions?

Imagine you had made an appointment with your GP because you were feeling unwell, and as soon as you sat down, the doctor wrote you a prescription and sent you on your way. I'm sure you'd be quiteRead more
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Take the first step toward a confident future.

Find out more about DecisionMakers investment portfolio management and retirement planning services.