Step into our process and discover how easy it can be to begin your financial planning journey with a trusted financial adviser in New Zealand.

1. Free first meeting – no pressure, just clarity

We begin with a free, one-hour conversation where we ask, “What brings you in today?” That simple question helps us understand your goals and where you’re starting from—whether it's planning for retirement, managing retirement income, improving your KiwiSaver settings, or something else entirely. This isn’t a sales pitch—it’s us listening to what matters to you.

2. Planning tools – laying the foundation

If you choose to proceed, we’ll set you up with our financial planning software (set fee applies), which lets you gather all your financial details in one place. You’ll also receive our Before We Get Started book—written by our team to help you feel informed and confident. It explains essentials like KiwiSaver, investments, wills, and enduring powers of attorney in plain English.

3. Clarity through the data report

Once your data is entered, we prepare a data report—a snapshot of your current financial position. Our clients often tell us this gives them a sense of control and clarity early in the process.

4. Tailored plan – your financial roadmap

Next, with your permission, we create a personalised financial plan (also a set fee). This plan includes practical recommendations such as mortgage restructuring, KiwiSaver adjustments, investment strategies or estate planning—based entirely on your goals and comfort with risk.

5. Support with implementation

You can choose to implement the plan with us by your side, or take what you’ve learned and make changes yourself. We respect whichever path feels right to you.

6. Ongoing support – we’re here for the long haul

Clients who invest with us enjoy quarterly reports, annual reviews, and ready access to our team. We believe in personal service—when you call, we’ll answer with your name and a friendly voice, not an automated menu.

Why this financial planning process matters

We follow industry standards and the Code of Conduct for Financial Advice, meaning we act with integrity and put your interests first. Licensed advice ensures you deal with a regulated financial advice provider. We offer clear, jargon-free guidance about KiwiSaver, investments, insurance, estate planning, mortgages, and more—tailored to where you’re at in life.

Ready to begin?

If you’ve been thinking about getting financial advice, you don’t need to have everything figured out. You just need to take the first step. Contact us today for your free first meeting and let’s take you from uncertainty to clarity, together.

DecisionMakers advisers are employees of licensed Financial Advice Provider companies under New Zealand’s financial advice regime and committed to high-quality, ethical service.